Railway pensioners who reside at a distance of 2.5 km or more from a railway hospital are paid a monthly medical allowance of RS 100. In an emergency like a heart problem, expenses incurred by a pensioner are not reimbursed on the plea that the patient wasnot referred by a railway doctor. Such claims are rejected outright as non-referral cases. Is it not a joke with the patient?

Sender = Krishan Chitkara.
Ludhiana.